FREE MONTHLY MONEY PLANNER

Build your
money playlist.

Pick a monthly amount. Split it across channels you choose. Tick off each month's moves.

Your monthly playlist

Choose your own monthly amount. No amounts are filled in for you.

Your playlist starts with you.
Add a channel, then choose its amount.

Your monthly mix

    Unassigned: $0.00

    This month's moves

    ✓ Complete · ◐ Some moves · | Not recorded

    How it works

    1. Pick a monthly amountChoose an amount that fits your month.
    2. Split it across channelsName the jobs. Set each dollar amount yourself.
    3. Tick off each month's movesMake the moves yourself, then record them here.

    The channels

    Emergency fund

    A cushion for unexpected costs. You choose its size.

    Debt payoff

    A place to record the amount you plan to put toward what you owe.

    Savings goal

    A named goal, on your timeline. A trip, a repair, or something else you choose.

    Learn about investing

    We do not pick investments. Learn the basics from the SEC's investor.gov, then decide for yourself.

    Custom

    Your own name for another job you want your monthly money to do.

    Free. The planner is free and your plan stays in your browser. It is a planning tool, not financial advice, and it never holds or moves your money.

    A few good questions

    Is it free?

    Yes. The planner is free, with no account required.

    Do you store my plan?

    No. Your plan stays in this browser and in any link you share. Anyone with a share link can read the plan. Monthly progress is not included in the link. Asking Lucky a question does not send your plan.

    Do you move money?

    No. You make any moves yourself, outside this tool. Checking a box only records a move in your plan.

    Do you give investment advice?

    No. You choose every channel and amount. We do not recommend allocations or pick investments.

    Can I print it?

    Yes. Use “Print my plan” to print the plan table, monthly mix and disclaimer, or save them as a PDF using your browser.

    Read: How to split your monthly money into goals →

    Ask Lucky a question

    Lucky Ranasinghe will reply by email. Your question goes to Lucky only; we never sell or share it.

    version: october19th2026